Payday Loan Service.

For those of you would are currently fighting financial hard times, we want you to know that we have services for you. Do not let debt take over your life. With our help, you could get a payday loan and pay off your debt. More »

Cash Advance Service.

Try our cash advance services. It will lift the weight of stress off of your shoulders. Instead of staying in constant debt, get a cash advance. You could have the money you need to pay all of your bills on time for once in your life. More »

In Store Loan Service.

With the In-Store Loan services that we provide, you are able to easily walk out with a good amount of money in your wallet. More money than what you walked in with. Enjoy yourself for once and get a loan for you. More »

Check Cashing Service.

No bank account, No problem. Our check cashing services will turn your paper check into cash in your hands. Bring any type of check to us and we will cash it for you. No worries ever. We will never turn you away. More »

 

Auto Loan

Auto Loan Service.

Everyone imagines driving off a dealership lot in a brand new vehicle. Maybe you are wanting to purchase the car of your dreams. But how are you planning for paying for the vehicle? Unlike many people in the world, not everyone has thousands of dollars to spend on vehicles. So the answer is an auto loan. An auto loan has helped millions of people get the cars they dreamed about. With so many auto loan facilities in every city, you could literally go anywhere to apply. There is a difference between what type of auto loan you are able to apply for. There is a direct lending and a dealership financing. Knowing the difference between both of these auto loans is very important.

Direct Lending Auto Loan

With a direct lending auto loan, you can get the auto loan directly from the lender. You are dealing with the lender yourself instead of having the dealership run your credit score with different auto loan companies. A bank or credit union is usually the best option when it comes to loans. That is because you can discuss with the lending company ahead of time, what the amount due will be at the time of signing papers. This is actually the hardest part of getting an auto loan. Trying to find a lending company to give you an auto loan can be very stressful. That is why direct lending is an easy choice for this type of process.

Another benefit of direct lending would be that you are actually sitting in front of the lending company. You will be able to consult with them face to face regarding the finances for the vehicle. Whether you negotiate the down payment or even the interest of the vehicle, you are able to converse with that lending company in person. Not over the phone like other auto loan companies. You will be able to shake their hands as they congratulate you on your new vehicle purchase. This is a great feeling knowing that you found a lending company for yourself.

Dealership Auto Loan Financing

In the eyes of a dealership, everyone can be approved for a brand new vehicle. No matter the price, no matter your credit score, a dealership believes that any person who applies for an auto loan will be approved. That is not always the truth. The truth is that many people will experience debt in their lives so their credit score may not be perfect. That could be a problem if you were to get a brand new vehicle from the dealership. Lending companies are harder to get auto loans from due to their strict requirements. That is why most people would rather go to a bank or credit union for an auto loan.

However, the difference between a bank and a dealership is that a bank will only approve or deny you an auto loan from that company only. The lending company from the dealership is able to submit your information into their database and find you a loan company. They will be able to search thousands of loan companies to find the one that best suits your needs financially with a new vehicle. This option is better if you have a lower credit score. By searching through thousands of auto loan lending companies, you will find one that will work for you.

Finding an auto loan is not as difficult as you may think. The main factor is if you are purchasing a brand new vehicle or a used vehicle. That really does make all the difference when it comes to an auto loan. There are many regulations and requirements that apply to a brand new vehicle as opposed to a used vehicle. That is also why it is harder with a low credit score. Having a lower credit score is what could hurt you as well. Many loan companies depend upon your credit score to see how reliable you are in paying off your debt. The higher the credit score, the more reliable you are with paying all of your bills on time. We recommend that you do your research when it comes to auto loans. The more you educate yourself, the more protected you will be against salesmen.

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Customer Reviews
Auto Loan Service.
Auto Loan
Date Published: 03/09/2015
I was looking for a low interest auto loan but no company wanted to help becasue of my credit score. Not this company. They gave me an auto loan that same day. Thank you again.
5 / 5 stars
Auto Loan Service.
Auto Loan
Date Published: 04/24/2015
Great customer service. I was so annoyed with every company rejecting my application for an auto loan. Then thankfully, this company said they would help me. Now I must make sure to get my payments in on time.
5 / 5 stars
Auto Loan Service.
Auto Loan
Date Published: 05/05/2015
I love their services. They have something for everyone. Great company.
5 / 5 stars
Auto Loan Service.
Auto Loan
Date Published: 06/16/2015
My wife needed a new car but my credit was not good. So we searched for an auto loan for her. She was approved. We could not be more happier! Thank you again for the hard work everyone did to make sure we walked out there today with a loan.
5 / 5 stars

Star Rating
Auto Loan
5 out of 5 based on 4 ratings. 4 user reviews.